Most investments in ‘future’ entail brief promises/abstaining from whatever people promise to give up. Some people vow to take-up a sport, hobby, take a course etc.
All this comes at a highly emotional/stressful time of year.
Divorce lawyers do really well in December and January. So do head-doctors; seems a lot of people don’t feel they are happy enough so ‘the problem’ must be their job or their marriage or both. Which is not to say those are wrong choices, but rather to point out that decisions made when we are in an emotionally charged state can sometimes be destructive.
Nonetheless, choices made when we are emotionally charged usually connect on a deep level to who we really are, reflect what we really want/don’t want.